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Case Study: Arjun’s 1st Charge for a Buy-to-Let Through LTD

Writer's picture: AdminAdmin
Case Study: Arjun’s 1st Charge for a Buy-to-Let Through His LTD Company The Bridging Group

When Arjun*, a busy business owner, found a promising buy-to-let property in the West Midlands, he needed to act fast.


With other pressing commitments demanding his attention, Arjun came to us for a bridging loan to complete the purchase through his limited company. His goal was clear: secure the property quickly and refinance onto a standard buy-to-let mortgage later.


Key Details


  • Property: 3-bedroom end-terraced house with two bathrooms, a conservatory, and a designated parking space

  • Location: West Midlands

  • Purchase Price: £280,000

  • Loan Type: 1st Charge Bridging Loan

  • Loan Amount: £210,000 (75% LTV)

  • Rate: 0.9%

  • Completion Time: 3 weeks

  • Exit Plan: Refinancing onto a standard BTL mortgage


The Challenge


While Arjun needed the purchase completed within three weeks, delays can often occur with valuations, legal processes, and documentation. With tight timelines and other priorities on his plate, he relied on us to handle the process and get the deal done.


Our Solution


We worked closely with our trusted network of solicitors and valuers to speed up the process, overcoming any delays as they arose. Our team’s coordination and attention to detail ensured that everything was finalised on time.


The Outcome


We successfully completed the transaction within three weeks, securing the property for Arjun and allowing him to focus on his other urgent business matters. He can now refinance onto a standard buy-to-let mortgage as planned.


This case shows how we help clients like Arjun meet tight deadlines while delivering a smooth, stress-free process.


*Client name has been changed to protect privacy

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London:
The Bridging Group Limited

85 Great Portland Street 
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London

W1W 7LT

0207 052 1652 

borrow@bridging.group

Kent:
The Bridging Group Limited
Fleet House

Springhead Enterprise Park

Springhead Road

Northfleet

DA11 8HJ

Wish to repay your loan?

E-mail redeem@bridging.group

for your Redemption Statement 

Bridging loans are a short-term funding solution and may not be suitable for all borrowers. They can involve higher interest rates, fees, and financial risks compared to traditional lending.

Failure to meet repayment obligations may result in serious financial consequences, including the repossession of secured assets.

We strongly recommend consulting with an independent financial advisor to assess your individual circumstances.

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