Refurbishment · Auction · Refinance · Development

Bridging finance that works at your speed

Borrow for up to 24 months, from £50k to £15m. Open, upfront pricing and direct access to the people who make the decisions.

A terrace of colourful London houses
0.89%Rates from
75%LTV up to
£50k–£15mLoan size
24 moTerms up to
About bridging

What is bridging finance?

Bridging finance is a short-term loan, typically up to two years, whose main purpose is to “bridge” the gap between a purchase and pending permanent financing.

Although the rates are usually higher than in more permanent financing, a bridging loan is a time-saving tool that lowers the chance of missing out on investment opportunities.

Why bridging

Why choose bridging finance?

The main purpose of bridging finance is to help a borrower achieve a short-term goal and then repay when they have obtained a larger source of finance or sold a property.

Covering England and Wales, we have a friendly and knowledgeable team at The Bridging Group. We treat our clients and partners fairly and with the service and speed you would expect from a highly experienced lender. We are passionate about good service, which is why we enjoy a high rate of repeat borrowers.

Use cases

Use bridging finance for

Purchase of a new property

Secure the property now and arrange long-term finance later.

Portfolio expansion

Grow your property portfolio without waiting on slower lenders.

Refurbishments

Fund light or heavy refurbishment, including EPC rating improvements.

Raising capital

Release funds to buy assets or cover short-term cash flow.

Tax liabilities

Raise money quickly to settle a tax bill that is due.

Chain-break funding

Keep your purchase on track when a chain collapses.

Short-term cash flow

A flexible facility while longer-term funding is arranged.

Auction purchases

Meet tight completion deadlines with a fast, reliable lender.

Our rates & LTVs

Open, upfront and clear

Our team will not tease you with a headline rate only to increase it just before completion. The rate you are quoted is the rate you get.

0.89%Rate from
75%LTV up to
How we work

Flexibility. Transparency. Helpfulness.

We lend using a diverse funding base, including our own funds and private equity. This enables our team to provide flexible finance that is matched specifically to your needs.

B&C Awards 2020 winner: Best Bridging Newcomer, Lender

B&C Awards winner

Best Bridging Newcomer – Lender. Recognised by the industry for service and speed.

Why us?

  • Professional and compassionate team
  • Quick turnaround
  • Non-vanilla cases welcome
  • Non-dom approach
  • No personal guarantees needed
  • Competitive rates
  • Direct access to decision makers
  • No hidden fees

Need to know more?

Send us a few details and a member of the team will call you back, or start your application online today.